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Zollal Technologies / Bank Integration & Treasury Automation
API Banking • ERP Integration • Treasury Control

All banks. One controlled finance workflow.

Connect enterprise finance and ERP systems directly with banking services to automate payments, approvals, account visibility, statement retrieval and treasury operations across multiple banks.

Treasury Operating Layer

One finance workspace across banks and ERP.

API / Host-to-Host Ready
Multi-BankOne controlled access layer
Real-TimeBalances and transaction visibility
WorkflowRole-based approval controls
AutomatedStatements and reconciliation feeds
Payment & Treasury ActionsUnified finance workflow
Vendor PaymentERP-approved payment batchApproval
Bank TransferLocal / international transferReady
SADAD / BillsGovernment and bill paymentQueue
Bank VisibilityAcross connected accounts
BalancesCurrent account positionsLive
TransactionsDebit / credit inquirySynced
StatementsScheduled retrieval and downloadReady
The Business Problem

Replace fragmented bank portals and manual treasury work.

Finance teams often consolidate cash positions in spreadsheets, sign into separate bank portals, repeat approval processes and manually reconcile transactions across multiple accounts. Zollal Bank Integration & Treasury Automation creates a single operating layer between banking services and the ERP or accounting environment.

The result is faster financial operations, stronger approval control, better cash visibility and less manual reconciliation.

Core capabilities

Multi-Bank Connectivity

Connect multiple financial institutions through secure API, host-to-host or supported integration patterns while keeping finance users inside a consistent operating process.

Payment Creation & Management

Create, schedule, consolidate and execute vendor, transfer, government and other payment workflows from a controlled finance layer.

Role-Based Approval Workflows

Route payments through configurable maker-checker, finance and CFO approval stages with clear status and accountability.

Real-Time Balance Visibility

Consolidate balances across connected accounts to give treasury and finance teams a faster view of available cash positions.

Incoming & Outgoing Transactions

View, classify and track inbound and outbound bank transactions from a unified interface rather than separate bank portals.

Bank Statement Retrieval

Request, receive and download statements through controlled processing, including scheduled or on-demand retrieval where supported.

Automated Reconciliation Feeds

Exchange bank transaction and statement data with ERP or accounting systems to reduce spreadsheet-based matching and manual reconciliation.

Dashboards & Treasury Reporting

Provide consolidated operational and cash-management views for finance leaders without relying on fragmented bank reports.

From ERP transaction to approved bank action.

1ERP / Finance SourceOracle, SAP, Dynamics or accounting system
2Payment PreparationClassify, validate and assign bank/account
3ApprovalRole-based maker-checker / CFO workflow
4Bank ExecutionSubmit through supported bank connectivity
5Status & InquiryTrack result, balances and transaction status
6Statement & ReconcileReturn bank data to finance/ERP processes

Designed to sit alongside the ERP—not replace it.

The integration layer can exchange data with enterprise finance and accounting environments through APIs and supported integration methods. The source presentation specifically demonstrates Oracle-based finance workflows and positions the solution for integration with Oracle, SAP, Dynamics and other systems.

OracleSAPDynamicsERP / AccountingBank APIsHost-to-HostSADADReconciliation

Typical finance use cases.

Corporate Treasury

Consolidated cash visibility, balances, transaction inquiry and statement management across multiple company bank accounts.

Accounts Payable Payments

Move approved ERP obligations into controlled payment workflows with status returned to finance teams.

Government & SADAD Payments

Support bill-payment workflows and associated approval/control processes where bank interfaces provide the required services.

Shared Services & Multi-Entity Finance

Standardise payment and banking workflows across entities, business units and finance teams.

Business outcomes

Less portal switching. More financial control.

Cash VisibilityFaster consolidated understanding of balances and cash position.
Payment ControlStandard workflows and approvals across multiple banking relationships.
Reconciliation EfficiencyAutomated transaction and statement feeds into downstream finance processes.
AuditabilityClear transaction status, approvals, user access and operational traceability.

Bring banking into the enterprise finance workflow.

Connect ERP, treasury controls and banking services through one accountable integration layer.

Discuss Bank Integration →